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Workers Compensation: What to Do When Your Claim is Denied

Date: November 23, 2015

Workers’ Compensation – Know Your Rights

One of the worst case scenarios for a worker who has been injured on the job is having your claim denied by your employer. As if getting hurt at work isn’t bad enough, not being able to pay your medical and household bills while out of work can be a major financial disaster. All employees are entitled to receiving workers’ compensation benefits, regardless of the type of injury. As long as you were hurt on the job and the injury is severe enough to prevent you from working at full capacity, you are eligible for workers’ compensation to cover your medical bills and loss of income while you recover.

When A Workers’ Compensation Claim is Denied

What the HR person at your workplace won’t tell you is that the workers’ compensation company does NOT have your best interests in mind. Instead, the insurance company that provides workers’ compensation protection does so because it has interests in collecting premiums from companies with the hopes that the company will never have to file an actual workers’ compensation claim in the future.

Not much different from regular health insurance process, is it? As long as you are not hurt or sick, insurance companies get rich and everyone’s happy. Or so it seems. Until a hard working person like your actually gets inured as a result of an accident at work, and then the “real fun” begins. You file a workers’ compensation claim by filing out an incident report, get medically treated and then find out if you will be able to go back to work or not. If the injury is serious enough, the emergency room doctor and any follow up doctors you see will most likely recommend you take some time off from work. Then the claim is denied and this time off eats into your personal sick time, which you’ve worked hard to earn. Then what?

The first step when your workers’ compensation claim is denied is to get on the phone with a personal injury lawyer at Bernstein and Bernstein, LLC. This simple step can make the difference between your rights being protected, or falling victim to the thousands of unscrupulous workers’ compensation claim agents who are working hard to make sure you don’t get your benefits. Your personal injury attorney at Bernstein and Bernstein will review your case with you and come up with a game plan to get you the maximum amount possible.. We will work together to let the workers’ compensation company know you deserve to have your medical bills, personal expenses and income covered while you go through the therapy you need to get back on your feet.

Get in touch with our caring team of workers’ compensation attorneys on the case today to help you get the benefits you need to get back to health. Call us at 803-799-7900, or click here to send us an email.

Be sure to come back soon for more helpful advice and information about workers’ compensation topics!